Finance
For UK customers, we offer a few ways to pay later. Finance is only available to UK customers.
All our bikes are available on finance
Opting for bicycle finance may offer advantages, making it a practical and attractive choice for many. First and foremost, financing allows you to acquire a bike without the need for a substantial upfront payment, making it more accessible.
This financial flexibility of buy now pay later may be beneficial for those who do not have the immediate funds to purchase a bike. Additionally, bike financing enables you to spread the cost over a specified period.
Not just for bikes
Finance can be used to pay for larger, non-bike purchases too, helping you spread the cost of parts and accessories.
Pay in 3
Split your purchase into 3 with no sign-up fees or late fees.
Pay in 3 is a form of credit, so carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. Available for purchases of £30 to £2,000. Terms and conditions apply. PayPal Pay in 3 is a trading name of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH.
Choose 0% interest for 4 months, or pay in instalments over a longer period.
Representative Example
- Assumed credit limit £1,200
- Purchase rate 23.9% p.a. (variable)
- Representative 23.9% APR (variable)
Finance provided by PayPal Credit. Credit subject to Status. Terms and Conditions apply. Merlin Cycles Limited acts as a broker and offers credit from PayPal Credit. PayPal Credit is a trading name of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH.